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20
Jul
Real Estate

Offer Accepted - Great Location

Robert J. Ott
July 20, 2020

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This one was a lot of fun! For 13 years I worked as a school administrator and I got to know so many wonderful students over the years. One of those students named Victoria, all grown up now, has a family member looking to buy a home. Well, Victoria contacted my niece, my niece contacted me, then I contacted my current buyer.

My buyer was looking to get away from the apartment life and decided to make the leap forward into home ownership. We toured a few homes together until we landed upon this one and it is a perfect starter home. It checked every single want off of their list.

Great location, 3-bedroom, 2 bath, 1562 square feet, high ceilings and a lot of potential to make equity off of it in a few years. After a full day of negotiations, we were able to get $9,500 of the asking price, which lowered the monthly payment to well under her budget. I am so excited for my buyer; this will be her home in less than a month! Congratulations!

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Robert J. Ott
I
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As parents we can do so much early on to help set our children up for success as young adults when it comes to purchasing a home. One of the toughest obstacles as a young adult β€”building good credit. It’s hard, right!? Do you remember just starting out as a20-something? I’m sure you remember how hard it was to have a credit card, let alone paying it off and keeping good standards with the credit card company. This is something I know my wife and I struggled with.

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20
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Buying Tips
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Robert J. Ott
I
January 20, 2023

PMI -- it's like the loathed word when purchasing a home because perception is, is that it's another added cost on top of mortgage and unaffordable. GUESS WHAT?! We owned our last home 2 years ago. We had well over 20% to put down on it to not have PMI, but decided that it was actually cheaper to pay the monthly PMI than to use up all of our cash in a down payment. PMI can actually work in your advantage if you look at it the right way. ↓ (and it has to make sense for you, we recognize every person and every financial situation is different).

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13
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Real Estate
Short Term vs Long Term Rental
Robert J. Ott
I
January 13, 2023

Airbnb or long term rental? It’s a question we’re fielding more often with our 2nd time buyers, investors and homeowners. While each makes complete sense, there’s a few things you’ll want to personally weight out. We have clients who have gone either direction with their personal or investment home - either converting it into a long term rental or using it as an Airbnb - and have had a lot of success with both.

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