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2
Oct
Buying Tips

Making the jump to Home ownership!

Robert J. Ott
October 2, 2020

For many first-time home buyers the decision to buy a home, is one of the most important decisions in their life and can be both emotionally and financially complex. Making the jump to homeownership can be one of the most rewarding decisions you’ll make.

There are a number of things that may indicate you’re ready to purchase a home. When it comes to making such a large financial decision, there’s no better way than to build up your savings. This will not only prove to lenders that you can save, but may make you more confident in your decision to make the financial leap into homeownership. Many first-time home buyers will save anywhere between 3% to 5% of the purchase price.

Another strong indicator that you may be ready to purchase a home is what is the current interest rates for home loans. This will vary depending on your unique financial situation, but the lower your interest rate, the less you will have to pay in interest over the life of the mortgage. With the standard mortgage length being 30 years, a small difference in your rate can make a significant difference in the interest paid during your term.

Perhaps the most important indicator that it’s time to buy is your mindset – are you ready to commit? Are you ready for the responsibility? Taking the leap into home ownership is one of the best ways to build long term wealth. When you’re ready, Three Piece Real Estate is here to help guide you along the home buying path.

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