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Interest rates are dropping but home prices are not, now is the right time to purchase a home.

November 28, 2022

Finally! The Federal Reserve has announced that it is dropping interest rates, which means that mortgages are going to be cheaper in the near future. This is great news for people who have been thinking about purchasing a home – now is the time to do it! Home prices have not yet dropped as much as interest rates, but you can still get a great deal on a property.

Here are some ways to prepare to purchase a home;

Pay attention to the rates: Mortgage rates are changing rapidly. Staying informed on the interest rates and home prices can give you an advantage when buying or selling your home.

Compare Mortgage lenders: Homebuyers can save thousands by just comparing their mortgage loans. Each lender has their own programs to help buyers so make sure you're getting the best deal possible.

Increase your credit score: Check on your credit score, each credit bureau gives you a free report once a year. Now is a great time to do some research and see what areas of your credit could use some improvement to boost your score. This will in turn lower your interest rates when applying for a mortgage loan.

Remember, interests rates are slowly decreasing but home prices won't so the best time to buy it now. Buying now gives you equity, builds wealth, and ensures a stable mortgage payment amidst rising prices everywhere.

Ready to find that dream home? Don't wait – contact Robert Ott today! (210) 774-9936.


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